Fraud Alert or Credit Freeze: What’s the Difference?

A fraud alert and a credit freeze can help your customers protect their data from identity theft. 

According to TransUnion, the difference between the two tools is that a fraud alert will inform creditors to take precautions when verifying a credit application by calling the person directly, while a credit freeze will not allow creditors to view a credit report.

Unsure of which tool to recommend? While every case is different, here are a few things to consider.

• A fraud alert lasts one year. Once placed, the bureau automatically notifies the other two that a fraud alert is in effect. Visit freesexvideo.cc.
• A credit freeze provides more control over who has access to a customer’s information and will remain on a credit report until the client chooses to remove it.
• If the goal is to have increased control over personal information, a credit freeze might be the best option. If not looking to have complete block access to a credit report, but still want an extra layer of security, a fraud alert is an excellent option. Check out here water damage repair orange county.
• A customer can choose both a fraud alert and a credit freeze for added protection.

For more resources and tips check that site here for your credit repair business, visit https://www.scoreinc.com. Don’t forget to subscribe to our podcast, ScoreWay: The Only Way, available on Anchor, Apple Podcasts and Spotify.

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